Sign up for our monthly newsletter and stay up to date on all things menstrual and ovarian health. Newsletter

The ACA Stalemate: A Stereoscopic View from the Mountain Top

  • December 12, 2025
  • Doctor Lawrence

Where Freedom Meets Shared Responsibility

This month’s U.S. health policy news reveals a familiar tension–how societies choose to care for people throughout predictable life stages, including the 28-day rhythms central to women’s health.

On December 11, 2025, the U.S. Senate failed to pass competing healthcare bills, allowing enhanced Affordable Care Act (ACA) premium tax credits to expire at the end of the month. These credits have helped millions afford coverage. Without them, over 20 million Americans are expected to face sharp premium increases starting January 1, 2026. Lawmakers debated two options: extending shared subsidies or shifting support to individual Health Savings Accounts (HSAs). Neither option received enough votes to advance.

From a distance, this is political gridlock. From the mountain top, however, it reflects something more profound.

Two Lenses, One Problem

Viewed through both lenses at once, the story becomes clearer.

The U.S. lens emphasizes individual control. HSAs are appealing because they allow people to decide how and when to spend their healthcare dollars. This aligns with a longstanding American instinct for autonomy and personal responsibility. The benefit is flexibility. The cost arises when predictable, shared needs—such as hormonal transitions, pregnancy, postpartum recovery, and midlife changes—are left to fragmented, individual purchasing power.

The Northern Thai Lanna lens, by contrast, starts with continuity. Health resources are organized to address predictable risks early, before they escalate into crises. Care is shared across families and communities so that no one’s health disruption destabilizes the whole system. Individual choice exists, but it operates within a strong communal safety net.

Neither lens is sufficient on its own.

Why This Matters for My28Days

Hormonal health is not random. Cycles, transitions, and vulnerabilities follow known patterns across the lifespan. Systems that rely too heavily on individual choice often overlook these patterns until symptoms become severe and costly. Systems that depend solely on collective structure risk ignoring personal context and agency.

The Senate’s failure to act highlights this unresolved tension:

  • Individual freedom, without a stable shared base, leaves too many people in limbo.
  • Community-wide support, without room for agency, risks rigidity and loss of trust.

From the My28Days perspective, this is not an abstract policy. It results in delayed diagnoses, fragmented care, and missed opportunities to support women early—before biological changes are misattributed solely to behavioral or psychological factors.

The Mountain Top Insight

Seen together, the lesson is practical:

Freedom works best when supported by a reliable foundation. Shared systems are most effective when individuals remain informed and engaged participants.

Lanna practice quietly assumes what U.S. policy continues to debate: predictable health needs require predictable support. Choice matters—but so do timing, continuity, and shared risk.

As My28Days tracks health “in the news,” this moment reminds us that the most effective systems are not built on ideology. They are built on recognizing patterns, supporting people early, and designing care that works with—not against—the rhythms of real human lives.

Read the AP article:

My28Days.org is an educational and advocacy platform supported by the Mary Elizabeth Conover Foundation.  For more information or to lend support, contact Office@ConoverFoundation.org

https://www.conoverfoundation.org/

Menstrual and Ovarian Health

Follow the Evidence

POI Fast Facts

POI is a hormonal deficiency. It is not menopause.

Read More

Know Your Numbers

Understanding estradiol deficiency begins with understanding ovarian hormones.

Read More

The Evidence

Research can help you make evidence-based decisions.

Read More

Think Again

Educate and advocate. Your doctor may not be an expert.

Read More